heLPP
All solutions
heLPP Asset Management
heLPP Asset Management

Centralized asset management for efficient operations

Consolidate all affiliate accounts into one collective account. Automatically generate consolidated orders from wealth operations, with real-time tracking and full transparency for every stakeholder.

Book a demo
The model

One platform, thousands of affiliates, one banking relationship

The collective account model replaces N individual accounts with a single foundation account. Affiliates remain individually tracked through virtual sub-accounts — orders are consolidated, settlement is faster, and operational cost drops drastically.

1
Collective bank account per foundation
N
Virtual affiliate accounts, fully individualized
T+2/4
Consolidated order settlement cycle
Two models

Individual account vs Collective account

The traditional model multiplies accounts, KYCs and orders. The heLPP collective model centralizes them — without losing per-affiliate granularity.

1 account, N virtual sub-accounts, consolidated orders

A single collective account at the custodian. Affiliates remain individually tracked virtually. Orders are pooled and sent as one — accounting and reporting stay precise per affiliate.

  • One KYC at the foundation level
  • Pooled orders, optimized execution
  • Drastically reduced custody fees
Collective accountN virtual accountsMarket1 consolidated order
A
Chapter A

Configure the offering

Wealth managers and admins design the investment environment, strategies and fee grids.

Strategy Builder

Design your strategies in full autonomy

Wealth managers compose their own investment universe, build strategies on top of it, and propagate every change to all assigned affiliates in a single grouped order.

  1. 1
    Define your investment universe

    Pick the funds, ETFs and cash instruments you want to make available — your universe, your rules.

  2. 2
    Compose your strategy

    Set allocations, expected return, volatility and horizon. OPP2 limits and pricing are checked live.

  3. 3
    Modifications propagate automatically

    Edit a strategy: every assigned affiliate is rebalanced through one grouped buy/sell order.

✓

Every change applies automatically to all affiliates assigned to the strategy — one collective order, T+2 settlement.

app.helpp.ch/strategies/edit

Strategies

Portfolios › Strategies › Mixed 70

GW

Edit strategy "Mixed 70"

Balanced dynamic profile

Mixed 70
Balanced dynamic profile
6.00 %
19.00 %
12 years
Allocation100.000 %
13%
87%↔
CashEquities
ProductISIN / AccountAllocationScore
Cash deposit—0.000 %1
CHF Bond FundCH00 0000 0000 0000 0000 013.000 %2
Global Equity FundCH00 0000 0000 0000 0000 187.000 %5
Total100.000 %4.61

Interface preview — designed for desktop

Pricing & fees

Your fee grids, levied automatically

Design your own fee grid — flat, tiered, with min/max — assign it to a strategy, and let the platform compute, debit and report fees every quarter.

app.helpp.ch/fees-structure/edit

Create a pricing

Pricing / New pricing

GW

Quarterly pricing & fee deduction

(Excl. VAT — VAT is automatically applied where applicable)

Fee typeFoundationWealth managerBank
Flat fees in CHFbilled each period · excl. VAT
CHF
240.00
%
0.250
CHF
180.00
%
0.180
CHF
60.00
Use a degressive table
Tiered % rate based on AUM bracket
AUM bracket (CHF)FoundationWealth managerBank
0 – 250'0000.40 %——
250'000 – 1'000'0000.30 %——
> 1'000'0000.20 %——
Minimum fee
CHF
120.00
%
0.10
Maximum fee
CHF
2'400.00
%
1.50

Interface preview — designed for desktop

  1. 1
    Design your fee grid

    Flat fees in CHF and %, degressive AUM tiers, optional min and max — fully configurable per recipient (foundation, manager, bank).

  2. 2
    Assign it to a strategy

    The grid applies automatically to every affiliate holding that strategy — no per-affiliate setup.

  3. 3
    Proportional, automatic calculation

    Each quarter (or your chosen cadence), fees are computed pro-rata to each affiliate's average AUM.

  4. 4
    Payment orders & PDF statement

    External payment orders are generated for the foundation, the manager and the bank, and a PDF statement is sent to every affiliate.

✓

Traceable, equitable, compliant — zero manual intervention required.

Quarterly cycle

Quarterly cycle · 100% automated

From AUM calculation to PDF statement — every quarter, with no manual intervention.

Average AUM calculation

over the quarterly period

Per-affiliate split

pro-rata to each AUM

Payment orders

Foundation · Manager · Bank

✓
PDF statement sent

to every affiliate

Fees summary: 01.02.2026 – 28.02.2026
Anonymized preview · 4 of 247 affiliates
AffiliateTotal AUMFoundation fees (excl. VAT)Manager fees (excl. VAT)Bank fees (excl. VAT)Pricing
Müller S.247'820.500.8322.360.90Stratégie Mixte 25
Dupont A.139'611.800.000.000.00No pricing
Schneider M.64'999.994.8420.940.00Tarif Demo
Rossi G.34'924.0814.5545.040.94Stratégie Mixte 70
Total487'356.3720.2288.341.84
B
Chapter B

The affiliate experience

Total transparency, personalised guidance, optional self-service.

Affiliate view

A clear view of capital, performance and contributions

Affiliates land on a single screen showing their pension capital evolution, contributions and risk profile.

app.helpp.ch/dashboard

Investment evolution

Affiliate · Demo Foundation

MS
Current pension capital
CHF 19'934.01
−0.10%vs. last 12 months
All6 months3 months1 month1 week10/03/2025 – 04/23/2026
Starting wealth
0.00
Contributions
20'000.00
Fees & withdrawals
−50.00
Net performance
−15.99
TWR performance
−0.10 %
Ending wealth
19'934.01
Evolution of your portfolio value
20 00016 0008 0000
10/03/2528/07/2515/12/2522/04/26
Effective allocation of your portfolio
as of 04/23/2026
By productBy asset class
20.0 %
80.0 %
ProductsNumber of sharesPrice per shareTotal in CHFTotal in %
Cash——3'988.2220.013 %
CSA 2 Mixta-BVG 35CH00088790489.3361'707.3215'939.5379.987 %
Current strategy: CS Mixta 35
assigned on 02/10/2026
Current pricing: No tariff (default)
Current risk profile: 4.60 / 7 (Balanced)
Average risk score of the strategy: 3.40 / 7
View strategic allocation history

Interface preview — designed for desktop

Optional · Self-service

Risk profile questionnaire with automatic strategy suggestion

When the foundation enables this option, affiliates can answer a guided questionnaire and the platform suggests strategies aligned with their score.

  1. 1
    Guided questionnaire

    Six categories: investment horizon, liquidity, knowledge, risk tolerance, acceptable loss, reaction to losses.

  2. 2
    Automatic scoring

    A risk score from 0 to 7 maps the affiliate to a profile: Conservative, Defensive, Balanced or Dynamic.

  3. 3
    Pre-filtered strategies

    Only strategies aligned with the score are shown — affiliate confirms with one click.

✓

Optional feature — the foundation decides whether affiliates can pick their own strategy from the suggestions.

app.helpp.ch/risk-profile

Risk profile

Affiliate · Demo Foundation

AF
Your capacity and tolerance for risk
4.60/7(Balanced)
Question 3 / 6
How would you rate your knowledge of financial markets and products?
4.60
/ 7 · Balanced
Suggested strategy
Stratégie Équilibrée 45 — aligned to your profile

Interface preview — designed for desktop

C
Chapter C

Collective execution

One bank order, internal attribution per affiliate — pooled by design.

One strategy edited, hundreds of affiliates rebalanced in a single order

Every modification triggers an automatic, OPP2-checked grouped order. No per-affiliate handling, no operational drift.

Strategy modified

The wealth manager edits allocation, products or limits.

247
Affected affiliates

All affiliates assigned to this strategy are detected automatically.

✓
Single grouped order (T+2)

One buy/sell order is generated, dispatched and reconciled.

Pre-trade · Simulation

Visualize the impact before executing

The system suggests orders; you validate line by line — full control before anything reaches the bank.

  1. 1
    Auto suggestions from 4 sources

    Rebalancing, strategy change, contributions, fee withdrawals — every event triggers a suggested order set.

  2. 2
    Detailed before / after view

    Per affiliate and per product: shares, unit value, allocation, total — and the exact variation.

  3. 3
    Accept, refuse or adjust

    Wealth managers keep full control over each suggestion before any bank order is dispatched.

  4. 4
    Always close to target

    The engine keeps every affiliate as close as possible to their target strategy, automatically.

✓

The wealth manager always has the final word before any order reaches the bank.

app.helpp.ch/orders/pre-trade

Buy & sell orders

Pre-trade simulation · 2 orders pending validation

WM
Buy & sell order2
Affected affiliates2
Suggestion source
MS
Müller S.
Strategy · Mixte 25
ProduitBeforeΔ VariationAfter
SharesUnit valueAllocationTotal CHFSharesUnit valueAllocationTotal CHF
Fonds Equity 75
CH00...4821
120.450182.4039.6%21'970.10−1'501.17112.220182.4037.7%20'468.93
Fonds Mixte BVG 25
CH00...9022
245.88098.2044.4%24'145.43+1'419.96260.34098.2047.1%25'565.39
Liquidités (cash)
CHF
——16.0%8'215.17+81.21——15.2%8'296.38
Total54'330.700.0054'330.70
RG
Rossi G.
Strategy · Mixte 70
ProduitBeforeΔ VariationAfter
SharesUnit valueAllocationTotal CHFSharesUnit valueAllocationTotal CHF
Fonds Equity 75
CH00...4821
78.220182.4062.4%14'267.33+709.5382.110182.4065.5%14'976.86
Fonds Mixte BVG 25
CH00...9022
62.11098.2026.7%6'099.20−697.2255.01098.2023.7%5'401.98
Total22'870.52+0.3222'870.84
2 affiliates impacted · all bundled into 1 parent order

Interface preview — designed for desktop

Pooled order benefit

One parent order, N internal sub-transactions

When a strategy is updated, the platform issues a single bank order on the collective account. Internally, each affiliate receives a proportional sub-transaction — fully traceable, with zero per-affiliate bank fees.

Parent order · Bank side
Stratégie Mixte 25
−12'420 parts
1 single transaction sent to the custodian via bLink.
Internal sub-transactions
  • Müller S.1'820
  • Dupont A.980
  • Schneider M.3'500
  • Affilié 0011'820
  • Rossi G.4'300
  • + 247 affiliates concerned
1 bank transaction instead of N
Zero individual bank fees
100% traceable internal attribution
app.helpp.ch/operations

Operations tracking

Consolidated orders · Per-affiliate attribution

OP
OrderDateProductShares (grouped order)AffiliatesStatus
ORD-00122.04.2026Stratégie Mixte 2512'4204Executed
ORD-00222.04.2026Stratégie Équilibrée 458'7506Executed
Pool members — internal attribution
AffiliateQuantityShare
Affilié 0011'820
21%
Müller S.2'450
28%
Dupont A.980
11%
Schneider M.3'500
40%
ORD-00321.04.2026Stratégie Dynamique 753'2002Pending
Order sent to bank: 1Internal sub-transactions: N

Interface preview — designed for desktop

Configuration · OPP2 / OPC

Define tactical bands per strategy

For every strategy, set OPP2 asset class limits — liquidity, bonds, equities, real estate, alternative, FX, infrastructure. The platform enforces these bands automatically before any order is dispatched, and uses them as the reference for production monitoring.

✓ OPP2 compliance verified at order entry

Interface preview — designed for desktop

Monitoring

Production monitoring & alerts

Once tactical bands are configured, every affiliate is monitored continuously. Any drift beyond tolerance raises an alert — and rebalancing is one click away.

Configuration sets the rules. Monitoring proves they hold — affiliate by affiliate, every day, without manual checks.

Interface preview — designed for desktop

OPP2 tactical bands — Müller S.

Strategy Mixte 25 · Last check 2 min ago

0
10
20
30
40
50
60
70
80
90
100
Cash
+3 %
Bonds
-12 %
Mortgage notes
-1 %
Equities
+11 %
Real estate
-2 %
Alternatives
0 %
Foreign currencies
+1 %
Infrastructure
0 %
TargetActual
3bands out of range — one click on Rebalance pushes the gap to pre-trade for validation.

Interface preview — designed for desktop

Once orders are executed and limits respected, the value chain continues: settlement, custody, reporting and bank reconciliation — all wired into Swiss banking rails.

D
Chapter D

Integration & full lifecycle

From onboarding to reporting, plugged into Swiss banking rails.

End-to-end lifecycle

From onboarding to reporting, in one platform

Eight orchestrated stages cover the full asset management lifecycle, with the affiliate at the center.

Step 1
Onboarding
Step 2
Investment environment
Step 3
Strategies
Step 4
Fee structures
Step 5
Strategy attribution
Step 6
Trading
Step 7
Monitoring
Step 8
Reporting
SIX · openwealth

Universal banking integration via bLink (SIX) and openwealth

heLPP connects to Swiss custodians through SIX bLink and the openwealth API standard. No custom integration per bank — orders, positions and settlements flow automatically.

Learn about SIX bLink
UBS
BCV
Credit Suisse
Raiffeisen
SIX
bLink
openwealth API
heLPP
Foundation

8 reasons to adopt the collective account

Each one solves a structural pain point of the traditional individual-account model.

Efficient accounts & KYC

One account at the foundation level — one KYC instead of N.

Blockchain integrity

Tamper-proof ledger of every individual mutation and order attribution.

Delegated technical management

heLPP runs the operational complexity so the foundation focuses on advice.

Virtual individualization

Each affiliate keeps a dedicated virtual account inside the collective one.

White-labelling

Foundation brand, custom domain, your visual identity end-to-end.

Transaction security

Bank-grade controls, OPP2 limits enforced before any order is sent.

T+2/4 optimization

Pooled orders settle in standard T+2/4 cycles, lowering execution cost.

Precise accounting

Per-affiliate, per-strategy, per-product P&L — fully reconciled.

Security & compliance

Built for Swiss pension fiduciary standards

FINMA scope

Operates within the regulated Swiss pension fund framework.

OPP2 native

Asset class limits enforced before any order is dispatched.

ISO 27001 aligned

Information security controls applied across the platform.

Swiss hosting

Data and backups stored in Switzerland, fully sovereign.

Full audit trail

Every action — order, allocation, change — is logged and reconcilable.

Account segregation

Pension assets fully segregated from operational accounts.

Ready to consolidate into one collective account?

Book a 30-min walk-through with our team — we'll show you the full lifecycle, from strategy to bank reconciliation, on real heLPP screens.

Book a demo